Lender profile · HMDA 2023–2025
Paragon Bank mortgage approval rates & lending data
Paragon Bank decided 449 mortgage applications and funded 431 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 207 / 219 | 100% | $325K | 206 |
| Investment property purchase | 99% | 164 / 166 | 100% | $125K | 164 |
| Investment refinance | 100% | 30 / 30 | 100% | $95K | 30 |
Paragon Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 96% | $325K | 311 | 299 |
| North Carolina | 97% | $305K | 64 | 62 |
| Mississippi | 90% | $305K | 21 | 19 |
| Georgia | 94% | $765K | 17 | 16 |
| Alabama | 100% | $505K | 9 | 9 |
| Florida | 100% | $525K | 8 | 8 |
| Arkansas | 100% | $145K | 5 | 5 |
| Louisiana | 100% | $285K | 2 | 2 |
| Missouri | 100% | $155K | 2 | 2 |
| Oklahoma | 100% | $165K | 2 | 2 |
| Colorado | 100% | $275K | 1 | 1 |
| Iowa | 100% | $455K | 1 | 1 |
| Massachusetts | 100% | $685K | 1 | 1 |
| Minnesota | 100% | $335K | 1 | 1 |
| Pennsylvania | 100% | $125K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.