Lender profile · HMDA 2023–2025
Ohnward Bank & Trust mortgage approval rates & lending data
Ohnward Bank & Trust decided 469 mortgage applications and funded 457 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 277 / 285 | 100% | $195K | 277 |
| Refinance | 97% | 56 / 58 | 100% | $195K | 56 |
| Investment property purchase | 100% | 72 / 72 | 99% | $105K | 71 |
| Investment refinance | 100% | 37 / 37 | 100% | $95K | 37 |
Ohnward Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 98% | $195K | 445 | 433 |
| Florida | 100% | $805K | 5 | 5 |
| Illinois | 100% | $105K | 3 | 3 |
| Kansas | 100% | $365K | 2 | 2 |
| Minnesota | 100% | $215K | 2 | 2 |
| Missouri | 100% | $215K | 2 | 2 |
| Arizona | 100% | $765K | 1 | 1 |
| Colorado | 100% | $335K | 1 | 1 |
| Indiana | 100% | $525K | 1 | 1 |
| Michigan | 100% | $165K | 1 | 1 |
| North Carolina | 100% | $335K | 1 | 1 |
| Ohio | 100% | $175K | 1 | 1 |
| Pennsylvania | 100% | $365K | 1 | 1 |
| South Carolina | 100% | $1.68M | 1 | 1 |
| Texas | 100% | $455K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.