Lender profile · HMDA 2023–2025
Northwest Federal Credit Union mortgage approval rates & lending data
Northwest Federal Credit Union decided 4,763 mortgage applications and funded 3,416 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 436 / 518 | 97% | $345K | 423 |
| Home improvement loans | 75% | 1,572 / 2,088 | 99% | $105K | 1,552 |
| Cash-out refinance | 69% | 1,274 / 1,845 | 98% | $105K | 1,250 |
| Refinance | 67% | 36 / 54 | 89% | $395K | 32 |
| Investment property purchase | 87% | 62 / 71 | 97% | $275K | 60 |
| Investment cash-out refinance | 44% | 36 / 82 | 97% | $105K | 35 |
| Investment home improvement | 62% | 58 / 93 | 97% | $105K | 56 |
Northwest Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 78% | $105K | 2,420 | 1,865 |
| Florida | 60% | $85K | 663 | 390 |
| Maryland | 69% | $105K | 502 | 338 |
| North Carolina | 76% | $135K | 242 | 175 |
| South Carolina | 79% | $65K | 138 | 108 |
| Georgia | 71% | $75K | 118 | 81 |
| California | 58% | $115K | 85 | 48 |
| District of Columbia | 66% | $95K | 64 | 41 |
| Illinois | 56% | $55K | 59 | 33 |
| Pennsylvania | 85% | $75K | 55 | 47 |
| New Jersey | 69% | $115K | 51 | 34 |
| Tennessee | 59% | $105K | 37 | 22 |
| Alabama | 57% | $85K | 30 | 17 |
| Delaware | 77% | $105K | 30 | 23 |
| West Virginia | 76% | $65K | 29 | 22 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.