Lender profile · HMDA 2023–2025
Northpoint Mortgage, Inc. mortgage approval rates & lending data
Northpoint Mortgage, Inc. decided 3,887 mortgage applications and funded 3,662 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 2,886 / 3,046 | 100% | $385K | 2,880 |
| Home improvement loans | 97% | 31 / 32 | 100% | $275K | 31 |
| Cash-out refinance | 90% | 189 / 210 | 99% | $335K | 188 |
| Refinance | 96% | 140 / 146 | 99% | $405K | 139 |
| Investment property purchase | 96% | 353 / 368 | 99% | $355K | 351 |
| Investment cash-out refinance | 88% | 60 / 68 | 98% | $255K | 59 |
Northpoint Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 94% | $405K | 1,091 | 1,017 |
| Florida | 94% | $375K | 792 | 740 |
| Maine | 94% | $335K | 680 | 638 |
| New Hampshire | 94% | $405K | 481 | 452 |
| South Carolina | 98% | $445K | 457 | 450 |
| Connecticut | 93% | $295K | 238 | 220 |
| Rhode Island | 98% | $385K | 86 | 84 |
| Maryland | 97% | $395K | 31 | 30 |
| North Carolina | 100% | $255K | 13 | 13 |
| New Jersey | 100% | $395K | 7 | 7 |
| Georgia | 100% | $375K | 6 | 6 |
| Pennsylvania | 100% | $105K | 3 | 3 |
| California | 100% | $415K | 1 | 1 |
| Virginia | 100% | $465K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.