Lender profile · HMDA 2023–2025
Nicolet National Bank mortgage approval rates & lending data
Nicolet National Bank decided 3,455 mortgage applications and funded 3,321 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 1,640 / 1,663 | 99% | $285K | 1,621 |
| Home improvement loans | 95% | 607 / 639 | 99% | $65K | 599 |
| Cash-out refinance | 87% | 71 / 82 | 97% | $195K | 69 |
| Refinance | 95% | 450 / 476 | 99% | $155K | 444 |
| Investment property purchase | 99% | 492 / 496 | 100% | $195K | 492 |
| Investment refinance | 98% | 47 / 48 | 100% | $135K | 47 |
| Investment home improvement | 96% | 43 / 45 | 100% | $65K | 43 |
Nicolet National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 97% | $195K | 3,202 | 3,076 |
| Minnesota | 100% | $325K | 65 | 64 |
| Florida | 98% | $435K | 59 | 58 |
| Michigan | 94% | $325K | 31 | 28 |
| Illinois | 100% | $225K | 22 | 22 |
| Arizona | 94% | $465K | 18 | 17 |
| South Carolina | 100% | $95K | 9 | 9 |
| Tennessee | 100% | $335K | 9 | 8 |
| California | 100% | $1.49M | 4 | 4 |
| Colorado | 100% | $305K | 4 | 4 |
| North Carolina | 100% | $75K | 4 | 4 |
| Massachusetts | 100% | $605K | 3 | 3 |
| Nebraska | 100% | $225K | 3 | 3 |
| Arkansas | 100% | $225K | 2 | 2 |
| Indiana | 100% | $105K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.