Lender profile · HMDA 2023–2025
Nextmark mortgage approval rates & lending data
Nextmark decided 959 mortgage applications and funded 558 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 54% | 50 / 93 | 98% | $185K | 49 |
| Home improvement loans | 71% | 187 / 264 | 96% | $135K | 180 |
| Cash-out refinance | 59% | 333 / 567 | 93% | $125K | 311 |
Nextmark lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 66% | $105K | 565 | 351 |
| Maryland | 57% | $155K | 260 | 138 |
| District of Columbia | 54% | $155K | 56 | 30 |
| North Carolina | 52% | $125K | 23 | 11 |
| Florida | 40% | $105K | 20 | 7 |
| Delaware | 47% | $25K | 15 | 6 |
| South Carolina | 80% | $105K | 10 | 8 |
| Pennsylvania | 62% | $75K | 8 | 5 |
| West Virginia | 100% | $35K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.