Lender profile · HMDA 2023–2025
National Institutes of Health Federal Credit Union mortgage approval rates & lending data
National Institutes of Health Federal Credit Union decided 512 mortgage applications and funded 431 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 131 / 146 | 100% | $525K | 131 |
| Home improvement loans | 89% | 145 / 163 | 98% | $85K | 142 |
| Cash-out refinance | 77% | 95 / 124 | 99% | $115K | 94 |
| Refinance | 83% | 25 / 30 | 96% | $595K | 24 |
| Investment property purchase | 86% | 30 / 35 | 93% | $305K | 28 |
National Institutes of Health Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 87% | $105K | 379 | 325 |
| Virginia | 86% | $85K | 51 | 43 |
| District of Columbia | 78% | $155K | 32 | 24 |
| North Carolina | 67% | $175K | 15 | 10 |
| Delaware | 75% | $485K | 12 | 9 |
| Pennsylvania | 100% | $75K | 8 | 8 |
| West Virginia | 75% | $35K | 4 | 3 |
| Georgia | 100% | $255K | 2 | 2 |
| Ohio | 100% | $105K | 2 | 2 |
| Arizona | 100% | $115K | 1 | 1 |
| Colorado | 0% | — | 1 | 0 |
| Connecticut | 100% | $95K | 1 | 1 |
| Illinois | 100% | $105K | 1 | 1 |
| Minnesota | 0% | — | 1 | 0 |
| Tennessee | 100% | $255K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.