Lender profile · HMDA 2023–2025
Mortgage Access Corp. mortgage approval rates & lending data
Mortgage Access Corp. decided 4,230 mortgage applications and funded 3,912 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 3,693 / 3,918 | 99% | $385K | 3,659 |
| Cash-out refinance | 81% | 52 / 64 | 90% | $245K | 47 |
| Refinance | 87% | 113 / 130 | 92% | $355K | 104 |
| Investment property purchase | 89% | 96 / 108 | 99% | $175K | 95 |
Mortgage Access Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 93% | $395K | 1,820 | 1,660 |
| Pennsylvania | 93% | $285K | 475 | 436 |
| Texas | 98% | $405K | 239 | 234 |
| Maryland | 92% | $285K | 218 | 197 |
| Virginia | 94% | $445K | 198 | 187 |
| Michigan | 93% | $335K | 131 | 120 |
| New York | 88% | $445K | 115 | 99 |
| Ohio | 91% | $325K | 80 | 72 |
| Florida | 91% | $425K | 70 | 63 |
| Tennessee | 96% | $395K | 68 | 65 |
| Illinois | 100% | $415K | 62 | 62 |
| North Carolina | 98% | $445K | 57 | 56 |
| Georgia | 89% | $445K | 55 | 49 |
| Indiana | 93% | $355K | 54 | 49 |
| Idaho | 100% | $475K | 46 | 46 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.