Lender profile · HMDA 2023–2025
Monson Savings Bank mortgage approval rates & lending data
Monson Savings Bank decided 484 mortgage applications and funded 435 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 251 / 262 | 96% | $285K | 241 |
| Home improvement loans | 86% | 44 / 51 | 95% | $25K | 42 |
| Cash-out refinance | 90% | 43 / 48 | 93% | $215K | 40 |
| Investment property purchase | 99% | 72 / 73 | 96% | $265K | 69 |
Monson Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 93% | $285K | 442 | 397 |
| Connecticut | 96% | $315K | 28 | 25 |
| Maine | 100% | $695K | 5 | 5 |
| Florida | 100% | $475K | 2 | 2 |
| South Carolina | 100% | $395K | 2 | 2 |
| New Hampshire | 100% | $505K | 1 | 1 |
| New York | 100% | — | 1 | 0 |
| North Carolina | 100% | $215K | 1 | 1 |
| Pennsylvania | 100% | $345K | 1 | 1 |
| Rhode Island | 100% | $745K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.