Lender profile · HMDA 2023–2025
Mlb Residential Lending, LLC mortgage approval rates & lending data
Mlb Residential Lending, LLC decided 2,099 mortgage applications and funded 1,479 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 1,327 / 1,634 | 90% | $445K | 1,197 |
| Cash-out refinance | 68% | 178 / 262 | 87% | $315K | 154 |
| Refinance | 58% | 51 / 88 | 88% | $415K | 45 |
| Investment property purchase | 93% | 76 / 82 | 88% | $355K | 67 |
| Investment cash-out refinance | 76% | 19 / 25 | 74% | $225K | 14 |
Mlb Residential Lending, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 91% | $445K | 1,146 | 947 |
| New York | 83% | $515K | 251 | 195 |
| Florida | 65% | $315K | 156 | 86 |
| Texas | 49% | $265K | 127 | 53 |
| Pennsylvania | 87% | $235K | 107 | 86 |
| Illinois | 55% | $255K | 53 | 22 |
| Maryland | 53% | $365K | 32 | 11 |
| Ohio | 47% | $165K | 32 | 9 |
| North Carolina | 52% | $455K | 25 | 7 |
| Arizona | 41% | $505K | 22 | 6 |
| Michigan | 76% | $175K | 17 | 10 |
| Alabama | 50% | $195K | 16 | 7 |
| California | 27% | $685K | 15 | 3 |
| South Carolina | 46% | $195K | 13 | 6 |
| Delaware | 50% | $255K | 12 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.