Lender profile · HMDA 2023–2025
Mid-Island Mortgage Corp. mortgage approval rates & lending data
Mid-Island Mortgage Corp. decided 1,077 mortgage applications and funded 962 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 681 / 752 | 100% | $485K | 681 |
| Cash-out refinance | 87% | 160 / 184 | 100% | $405K | 160 |
| Refinance | 95% | 55 / 58 | 100% | $445K | 55 |
| Investment property purchase | 84% | 43 / 51 | 100% | $255K | 43 |
Mid-Island Mortgage Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 89% | $485K | 795 | 710 |
| Massachusetts | 97% | $435K | 94 | 91 |
| Florida | 83% | $225K | 46 | 38 |
| Virginia | 86% | $325K | 29 | 25 |
| New Jersey | 88% | $565K | 24 | 21 |
| Pennsylvania | 100% | $325K | 21 | 21 |
| South Carolina | 71% | $365K | 21 | 15 |
| Maryland | 86% | $575K | 14 | 12 |
| Connecticut | 82% | $405K | 11 | 9 |
| New Hampshire | 100% | $605K | 6 | 6 |
| North Carolina | 83% | $105K | 6 | 5 |
| Maine | 100% | $395K | 4 | 4 |
| Delaware | 67% | $275K | 3 | 2 |
| Illinois | 100% | $165K | 2 | 2 |
| District of Columbia | 100% | $255K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.