Lender profile · HMDA 2023–2025
Linkbank mortgage approval rates & lending data
Linkbank decided 725 mortgage applications and funded 575 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 203 / 230 | 92% | $215K | 186 |
| Home improvement loans | 72% | 128 / 177 | 92% | $155K | 118 |
| Refinance | 84% | 118 / 140 | 97% | $185K | 114 |
| Investment property purchase | 95% | 104 / 109 | 98% | $265K | 102 |
| Investment refinance | 87% | 33 / 38 | 97% | $315K | 32 |
Linkbank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 86% | $185K | 498 | 405 |
| Virginia | 88% | $215K | 89 | 71 |
| Delaware | 69% | $155K | 59 | 40 |
| Maryland | 77% | $215K | 56 | 42 |
| New Jersey | 82% | $275K | 11 | 8 |
| South Carolina | 100% | $2.23M | 4 | 3 |
| District of Columbia | 100% | $445K | 3 | 3 |
| Florida | 50% | $345K | 2 | 1 |
| New York | 50% | $505K | 2 | 1 |
| North Carolina | 100% | $1.46M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.