Lender profile · HMDA 2023–2025
Liberty Home Mortgage Corporation mortgage approval rates & lending data
Liberty Home Mortgage Corporation decided 3,127 mortgage applications and funded 2,654 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 2,020 / 2,222 | 99% | $195K | 2,009 |
| Cash-out refinance | 61% | 353 / 582 | 99% | $215K | 350 |
| Refinance | 92% | 178 / 194 | 100% | $205K | 178 |
| Investment property purchase | 94% | 74 / 79 | 99% | $105K | 73 |
| Investment cash-out refinance | 87% | 27 / 31 | 96% | $125K | 26 |
Liberty Home Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 92% | $195K | 2,026 | 1,851 |
| Georgia | 75% | $255K | 174 | 128 |
| Florida | 66% | $215K | 163 | 106 |
| New Jersey | 62% | $315K | 69 | 43 |
| Pennsylvania | 74% | $135K | 62 | 46 |
| South Carolina | 84% | $205K | 61 | 51 |
| Illinois | 70% | $205K | 50 | 35 |
| Michigan | 69% | $155K | 42 | 29 |
| Maryland | 74% | $245K | 38 | 28 |
| Texas | 84% | $235K | 38 | 31 |
| Indiana | 86% | $215K | 35 | 30 |
| Alabama | 81% | $245K | 32 | 25 |
| North Carolina | 88% | $235K | 32 | 28 |
| Massachusetts | 69% | $315K | 26 | 18 |
| Arizona | 83% | $175K | 24 | 19 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.