Lender profile · HMDA 2023–2025
Latino Community Credit Union mortgage approval rates & lending data
Latino Community Credit Union decided 1,350 mortgage applications and funded 1,194 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,042 / 1,086 | 96% | $215K | 1,001 |
| Cash-out refinance | 76% | 35 / 46 | 86% | $155K | 30 |
| Refinance | 68% | 39 / 57 | 92% | $195K | 36 |
| Investment property purchase | 88% | 119 / 135 | 94% | $205K | 112 |
Latino Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 93% | $215K | 1,314 | 1,168 |
| South Carolina | 81% | $225K | 31 | 23 |
| Virginia | 100% | $125K | 3 | 2 |
| Georgia | 100% | $305K | 2 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.