Lender profile · HMDA 2023–2025
Keystone Funding, Inc. mortgage approval rates & lending data
Keystone Funding, Inc. decided 8,989 mortgage applications and funded 7,365 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 7,223 / 7,570 | 87% | $375K | 6,280 |
| Cash-out refinance | 93% | 432 / 463 | 78% | $345K | 339 |
| Refinance | 95% | 547 / 573 | 81% | $425K | 445 |
| Investment property purchase | 95% | 324 / 342 | 84% | $235K | 272 |
Keystone Funding, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 97% | $385K | 2,365 | 2,058 |
| Delaware | 95% | $315K | 1,456 | 1,219 |
| Colorado | 98% | $525K | 903 | 729 |
| Florida | 91% | $355K | 887 | 656 |
| New Jersey | 93% | $445K | 737 | 553 |
| Massachusetts | 94% | $505K | 545 | 460 |
| New Hampshire | 97% | $425K | 411 | 357 |
| Maryland | 95% | $425K | 410 | 345 |
| Virginia | 96% | $515K | 170 | 148 |
| North Carolina | 97% | $305K | 167 | 136 |
| Texas | 86% | $265K | 155 | 101 |
| Georgia | 89% | $305K | 141 | 98 |
| Oregon | 96% | $415K | 102 | 85 |
| Arizona | 95% | $455K | 92 | 67 |
| Alabama | 94% | $345K | 86 | 70 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.