Lender profile · HMDA 2023–2025
Jmj Financial Group mortgage approval rates & lending data
Jmj Financial Group decided 2,211 mortgage applications and funded 2,164 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,437 / 1,460 | 100% | $585K | 1,437 |
| Cash-out refinance | 95% | 183 / 192 | 100% | $415K | 183 |
| Refinance | 95% | 128 / 135 | 100% | $665K | 128 |
| Investment property purchase | 98% | 242 / 247 | 100% | $485K | 242 |
| Investment cash-out refinance | 97% | 112 / 115 | 100% | $525K | 112 |
| Investment refinance | 100% | 62 / 62 | 100% | $1.10M | 62 |
Jmj Financial Group lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 98% | $585K | 1,572 | 1,544 |
| Idaho | 98% | $405K | 326 | 320 |
| Arizona | 100% | $275K | 66 | 66 |
| Nevada | 94% | $435K | 49 | 46 |
| Florida | 95% | $405K | 41 | 39 |
| Texas | 94% | $305K | 35 | 33 |
| Utah | 95% | $505K | 22 | 21 |
| Tennessee | 100% | $465K | 20 | 20 |
| Washington | 100% | $405K | 15 | 15 |
| Oregon | 100% | $565K | 13 | 13 |
| Minnesota | 92% | $365K | 12 | 11 |
| Hawaii | 70% | $425K | 10 | 7 |
| Georgia | 86% | $365K | 7 | 6 |
| Colorado | 100% | $475K | 6 | 6 |
| North Carolina | 100% | $325K | 5 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.