Lender profile · HMDA 2023–2025
Inspire Home Loans Inc. mortgage approval rates & lending data
Inspire Home Loans Inc. decided 20,898 mortgage applications and funded 16,738 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 17,006 / 19,479 | 91% | $345K | 15,528 |
| Investment property purchase | 92% | 1,291 / 1,401 | 93% | $285K | 1,195 |
Inspire Home Loans Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 88% | $285K | 4,167 | 3,416 |
| Arizona | 87% | $295K | 2,613 | 2,079 |
| Florida | 79% | $285K | 2,378 | 1,664 |
| California | 85% | $515K | 2,252 | 1,772 |
| Georgia | 88% | $385K | 1,882 | 1,513 |
| Colorado | 93% | $535K | 1,592 | 1,377 |
| Nevada | 90% | $455K | 1,424 | 1,204 |
| North Carolina | 90% | $265K | 1,193 | 946 |
| Washington | 94% | $605K | 900 | 768 |
| Tennessee | 93% | $425K | 663 | 554 |
| South Carolina | 86% | $235K | 501 | 400 |
| Michigan | 87% | $265K | 363 | 271 |
| Utah | 95% | $495K | 325 | 295 |
| Indiana | 87% | $255K | 280 | 217 |
| Alabama | 86% | $255K | 162 | 118 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.