Lender profile · HMDA 2023–2025
Illinois State Credit Union mortgage approval rates & lending data
Illinois State Credit Union decided 506 mortgage applications and funded 485 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 244 / 248 | 100% | $175K | 244 |
| Home improvement loans | 78% | 31 / 40 | 100% | $35K | 31 |
| Cash-out refinance | 97% | 70 / 72 | 100% | $45K | 70 |
| Refinance | 96% | 101 / 105 | 100% | $135K | 101 |
| Investment property purchase | 100% | 25 / 25 | 100% | $145K | 25 |
Illinois State Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 96% | $175K | 473 | 455 |
| Florida | 100% | $345K | 8 | 8 |
| Washington | 100% | $595K | 4 | 4 |
| Wisconsin | 100% | $325K | 4 | 4 |
| Georgia | 33% | $165K | 3 | 1 |
| Minnesota | 100% | $275K | 3 | 3 |
| Texas | 50% | $625K | 2 | 1 |
| Alabama | 100% | $175K | 1 | 1 |
| California | 100% | $65K | 1 | 1 |
| Indiana | 100% | $195K | 1 | 1 |
| Michigan | 100% | $235K | 1 | 1 |
| Mississippi | 100% | $165K | 1 | 1 |
| Nebraska | 100% | $245K | 1 | 1 |
| Nevada | 100% | $635K | 1 | 1 |
| North Carolina | 100% | $35K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.