Lender profile · HMDA 2023–2025
IDB Global Federal Credit Union mortgage approval rates & lending data
IDB Global Federal Credit Union decided 302 mortgage applications and funded 301 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 193 / 194 | 100% | $525K | 193 |
| Cash-out refinance | 100% | 59 / 59 | 100% | $425K | 59 |
| Investment property purchase | 100% | 30 / 30 | 100% | $215K | 30 |
IDB Global Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 99% | $665K | 103 | 102 |
| District of Columbia | 100% | $515K | 89 | 89 |
| Virginia | 100% | $615K | 87 | 87 |
| Florida | 100% | $205K | 11 | 11 |
| Delaware | 100% | $285K | 2 | 2 |
| New York | 100% | $335K | 2 | 2 |
| Texas | 100% | $245K | 2 | 2 |
| Arizona | 100% | $415K | 1 | 1 |
| Georgia | 100% | $105K | 1 | 1 |
| Maine | 100% | $725K | 1 | 1 |
| New Jersey | 100% | $185K | 1 | 1 |
| North Carolina | 100% | $215K | 1 | 1 |
| Tennessee | 100% | $575K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.