Lender profile · HMDA 2023–2025
Homespire Mortgage Corporation mortgage approval rates & lending data
Homespire Mortgage Corporation decided 3,729 mortgage applications and funded 3,294 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 3,123 / 3,325 | 95% | $315K | 2,952 |
| Cash-out refinance | 94% | 115 / 123 | 88% | $315K | 101 |
| Refinance | 93% | 76 / 82 | 93% | $255K | 71 |
| Investment property purchase | 93% | 145 / 156 | 94% | $215K | 137 |
| Investment cash-out refinance | 83% | 24 / 29 | 92% | $215K | 22 |
Homespire Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 94% | $375K | 1,175 | 1,053 |
| Florida | 87% | $315K | 453 | 364 |
| West Virginia | 97% | $245K | 441 | 412 |
| Virginia | 94% | $345K | 358 | 304 |
| North Carolina | 97% | $255K | 354 | 325 |
| Pennsylvania | 97% | $215K | 205 | 190 |
| Ohio | 99% | $265K | 191 | 178 |
| Rhode Island | 88% | $395K | 157 | 126 |
| Texas | 94% | $305K | 122 | 105 |
| District of Columbia | 92% | $475K | 83 | 74 |
| Georgia | 94% | $235K | 71 | 58 |
| Massachusetts | 86% | $285K | 49 | 40 |
| Louisiana | 98% | $215K | 41 | 39 |
| South Carolina | 100% | $355K | 7 | 7 |
| Michigan | 100% | $5K | 6 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.