Lender profile · HMDA 2023–2025
Gmfs LLC mortgage approval rates & lending data
Gmfs LLC decided 11,619 mortgage applications and funded 10,529 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 8,431 / 8,707 | 96% | $255K | 8,091 |
| Home improvement loans | 87% | 154 / 177 | 7% | $395K | 11 |
| Cash-out refinance | 93% | 552 / 596 | 92% | $215K | 508 |
| Refinance | 96% | 1,427 / 1,479 | 93% | $315K | 1,328 |
| Investment property purchase | 98% | 482 / 494 | 95% | $165K | 460 |
| Investment cash-out refinance | 85% | 88 / 103 | 91% | $155K | 80 |
| Investment refinance | 98% | 55 / 56 | 93% | $205K | 51 |
Gmfs LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 96% | $255K | 7,384 | 6,763 |
| Alabama | 97% | $315K | 1,847 | 1,702 |
| Illinois | 97% | $345K | 506 | 405 |
| Florida | 97% | $325K | 464 | 391 |
| Texas | 98% | $375K | 406 | 356 |
| Georgia | 95% | $275K | 297 | 265 |
| Mississippi | 96% | $225K | 209 | 186 |
| South Carolina | 92% | $405K | 115 | 102 |
| Arkansas | 95% | $235K | 100 | 89 |
| Colorado | 100% | $245K | 69 | 69 |
| Tennessee | 98% | $305K | 64 | 56 |
| North Carolina | 94% | $125K | 53 | 46 |
| Utah | 96% | $265K | 23 | 22 |
| California | 95% | $275K | 22 | 21 |
| Indiana | 100% | $95K | 13 | 12 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.