Lender profile · HMDA 2023–2025
GFA Federal Credit Union mortgage approval rates & lending data
GFA Federal Credit Union decided 460 mortgage applications and funded 372 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 83 / 89 | 98% | $265K | 81 |
| Home improvement loans | 77% | 101 / 132 | 98% | $55K | 99 |
| Cash-out refinance | 78% | 116 / 149 | 100% | $75K | 116 |
| Refinance | 72% | 34 / 47 | 100% | $135K | 34 |
GFA Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 81% | $75K | 368 | 295 |
| New Hampshire | 76% | $75K | 49 | 37 |
| Arizona | 100% | $85K | 16 | 16 |
| Florida | 92% | $115K | 12 | 11 |
| Rhode Island | 100% | $405K | 4 | 4 |
| Michigan | 100% | $75K | 3 | 3 |
| North Carolina | 33% | $555K | 3 | 1 |
| New York | 100% | $45K | 2 | 2 |
| Delaware | 100% | $185K | 1 | 1 |
| New Jersey | 100% | $65K | 1 | 1 |
| Tennessee | 100% | $25K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.