Lender profile · HMDA 2023–2025
Georgia Banking Company mortgage approval rates & lending data
Georgia Banking Company decided 280 mortgage applications and funded 265 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 197 / 202 | 99% | $15K | 196 |
| Cash-out refinance | 86% | 25 / 29 | 96% | $305K | 24 |
Georgia Banking Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 96% | $245K | 191 | 181 |
| South Carolina | 85% | $345K | 26 | 22 |
| Maryland | 100% | $15K | 18 | 18 |
| Alabama | 100% | $15K | 13 | 13 |
| District of Columbia | 100% | $15K | 12 | 12 |
| Florida | 100% | $205K | 6 | 6 |
| North Carolina | 100% | $15K | 6 | 6 |
| California | 67% | $555K | 3 | 2 |
| Virginia | 100% | $15K | 2 | 2 |
| Massachusetts | 100% | $165K | 1 | 1 |
| Missouri | 100% | $145K | 1 | 1 |
| New Jersey | 100% | $495K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.