Lender profile · HMDA 2023–2025
General Mortgage Capital Corporation mortgage approval rates & lending data
General Mortgage Capital Corporation decided 9,285 mortgage applications and funded 9,074 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 4,282 / 4,341 | 99% | $505K | 4,246 |
| Cash-out refinance | 97% | 350 / 360 | 99% | $455K | 347 |
| Refinance | 98% | 958 / 976 | 99% | $585K | 951 |
| Investment property purchase | 99% | 2,476 / 2,499 | 99% | $305K | 2,459 |
| Investment cash-out refinance | 98% | 615 / 627 | 98% | $345K | 605 |
| Investment refinance | 98% | 470 / 480 | 99% | $455K | 464 |
General Mortgage Capital Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 99% | $665K | 3,829 | 3,749 |
| Texas | 99% | $385K | 703 | 686 |
| Washington | 98% | $555K | 692 | 672 |
| North Carolina | 99% | $275K | 654 | 642 |
| Georgia | 99% | $245K | 573 | 568 |
| Massachusetts | 98% | $585K | 487 | 477 |
| Florida | 98% | $305K | 364 | 354 |
| New York | 97% | $455K | 308 | 292 |
| New Jersey | 97% | $495K | 264 | 254 |
| Nevada | 98% | $325K | 258 | 249 |
| Ohio | 99% | $295K | 158 | 155 |
| South Carolina | 99% | $235K | 134 | 133 |
| Illinois | 98% | $305K | 132 | 129 |
| Pennsylvania | 98% | $195K | 125 | 119 |
| Virginia | 100% | $565K | 86 | 86 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.