Lender profile · HMDA 2023–2025
Fundloans Capital mortgage approval rates & lending data
Fundloans Capital decided 2,829 mortgage applications and funded 2,391 loans across the 616 counties Fat Boy Data covers, 2023–2025.
This lender is broker only. It does not take applications from borrowers directly; you would reach it through a mortgage broker.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 476 / 530 | 100% | $985K | 475 |
| Home improvement loans | 90% | 175 / 195 | 100% | $455K | 175 |
| Cash-out refinance | 81% | 861 / 1,068 | 100% | $405K | 858 |
| Refinance | 80% | 74 / 93 | 100% | $1.72M | 74 |
| Investment property purchase | 93% | 254 / 272 | 100% | $605K | 254 |
| Investment cash-out refinance | 84% | 429 / 508 | 100% | $505K | 429 |
| Investment refinance | 78% | 123 / 157 | 100% | $1M | 123 |
Fundloans Capital lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 84% | $505K | 1,698 | 1,431 |
| Florida | 83% | $455K | 427 | 356 |
| Texas | 88% | $465K | 113 | 100 |
| Arizona | 87% | $455K | 95 | 82 |
| Nevada | 92% | $505K | 73 | 67 |
| Washington | 82% | $395K | 65 | 53 |
| Georgia | 92% | $415K | 52 | 47 |
| Hawaii | 90% | $605K | 49 | 44 |
| Colorado | 81% | $305K | 42 | 34 |
| Utah | 86% | $335K | 36 | 31 |
| Oregon | 52% | $275K | 27 | 14 |
| North Carolina | 88% | $385K | 26 | 23 |
| South Carolina | 90% | $395K | 20 | 18 |
| New Jersey | 82% | $565K | 17 | 14 |
| Tennessee | 87% | $635K | 15 | 13 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.