Lender profile · HMDA 2023–2025
Fortress Bank mortgage approval rates & lending data
Fortress Bank decided 1,045 mortgage applications and funded 1,012 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 780 / 794 | 99% | $215K | 773 |
| Refinance | 92% | 35 / 38 | 94% | $135K | 33 |
| Investment property purchase | 99% | 148 / 150 | 99% | $85K | 147 |
| Investment refinance | 94% | 29 / 31 | 100% | $65K | 29 |
Fortress Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 98% | $215K | 659 | 640 |
| Illinois | 97% | $125K | 327 | 313 |
| Florida | 100% | $195K | 11 | 11 |
| Indiana | 100% | $105K | 10 | 10 |
| Arizona | 100% | $315K | 7 | 7 |
| Minnesota | 100% | $365K | 5 | 5 |
| Missouri | 100% | $475K | 3 | 3 |
| New Jersey | 100% | $165K | 3 | 3 |
| Alabama | 100% | $165K | 2 | 2 |
| Georgia | 100% | $855K | 2 | 2 |
| Nevada | 100% | $135K | 2 | 2 |
| North Carolina | 100% | $265K | 2 | 2 |
| Tennessee | 100% | $365K | 2 | 2 |
| Texas | 100% | $225K | 2 | 2 |
| Wisconsin | 100% | $295K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.