Lender profile · HMDA 2023–2025
FirstBank (Tennessee) mortgage approval rates & lending data
FirstBank (Tennessee) decided 16,105 mortgage applications and funded 10,078 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 71% | 9,597 / 13,555 | 83% | $295K | 7,936 |
| Cash-out refinance | 85% | 390 / 458 | 97% | $315K | 379 |
| Refinance | 93% | 466 / 502 | 98% | $415K | 458 |
| Investment property purchase | 86% | 1,065 / 1,242 | 93% | $225K | 994 |
| Investment cash-out refinance | 84% | 98 / 117 | 99% | $185K | 97 |
| Investment refinance | 95% | 166 / 175 | 98% | $255K | 162 |
| Investment home improvement | 95% | 35 / 37 | 100% | $135K | 35 |
FirstBank (Tennessee) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 90% | $355K | 5,417 | 4,711 |
| Alabama | 78% | $265K | 5,329 | 3,619 |
| Texas | 34% | $95K | 2,512 | 282 |
| Georgia | 81% | $215K | 961 | 728 |
| Mississippi | 51% | $35K | 767 | 181 |
| Florida | 53% | $165K | 510 | 158 |
| Kentucky | 73% | $275K | 165 | 96 |
| Oklahoma | 81% | $75K | 154 | 35 |
| North Carolina | 97% | $375K | 30 | 28 |
| South Carolina | 97% | $445K | 30 | 29 |
| Missouri | 100% | $215K | 24 | 24 |
| Ohio | 95% | $185K | 21 | 20 |
| Louisiana | 95% | $325K | 20 | 19 |
| Virginia | 93% | $495K | 14 | 13 |
| Arizona | 92% | $665K | 13 | 11 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.