Lender profile · HMDA 2023–2025
First State Bank (Texas) mortgage approval rates & lending data
First State Bank (Texas) decided 385 mortgage applications and funded 349 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 249 / 259 | 100% | $315K | 248 |
| Investment property purchase | 86% | 38 / 44 | 100% | $245K | 38 |
First State Bank (Texas) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 92% | $315K | 381 | 346 |
| Arizona | 100% | $235K | 1 | 1 |
| Arkansas | 100% | $1M | 1 | 1 |
| North Carolina | 0% | — | 1 | 0 |
| Tennessee | 100% | $345K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.