Lender profile · HMDA 2023–2025
First State Bank (Illinois) mortgage approval rates & lending data
First State Bank (Illinois) decided 817 mortgage applications and funded 767 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 220 / 247 | 100% | $135K | 219 |
| Refinance | 78% | 49 / 63 | 100% | $105K | 49 |
| Investment property purchase | 99% | 349 / 351 | 100% | $145K | 349 |
| Investment refinance | 100% | 67 / 67 | 100% | $145K | 67 |
| Investment home improvement | 100% | 56 / 56 | 100% | $95K | 56 |
First State Bank (Illinois) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 94% | $145K | 796 | 746 |
| Tennessee | 100% | $115K | 5 | 5 |
| Florida | 100% | $155K | 4 | 4 |
| Wisconsin | 100% | $1.07M | 4 | 4 |
| Arizona | 100% | $375K | 3 | 3 |
| Indiana | 100% | $115K | 1 | 1 |
| New York | 100% | $675K | 1 | 1 |
| North Carolina | 100% | $745K | 1 | 1 |
| Oklahoma | 100% | $285K | 1 | 1 |
| South Carolina | 100% | $165K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.