Lender profile · HMDA 2023–2025
First Reliance Bank mortgage approval rates & lending data
First Reliance Bank decided 2,406 mortgage applications and funded 2,276 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,712 / 1,787 | 100% | $265K | 1,709 |
| Cash-out refinance | 87% | 125 / 144 | 99% | $185K | 124 |
| Refinance | 91% | 129 / 141 | 99% | $285K | 128 |
| Investment property purchase | 95% | 259 / 272 | 100% | $195K | 259 |
| Investment refinance | 100% | 31 / 31 | 97% | $155K | 30 |
First Reliance Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 95% | $265K | 2,228 | 2,105 |
| North Carolina | 97% | $345K | 73 | 71 |
| Georgia | 93% | $395K | 59 | 55 |
| Florida | 100% | $305K | 19 | 19 |
| Virginia | 100% | $255K | 12 | 12 |
| Tennessee | 100% | $175K | 4 | 4 |
| Alabama | 67% | $55K | 3 | 2 |
| Texas | 100% | $195K | 3 | 3 |
| California | 100% | $285K | 2 | 2 |
| Connecticut | 100% | $555K | 1 | 1 |
| Ohio | 100% | $205K | 1 | 1 |
| Pennsylvania | 100% | $215K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.