Lender profile · HMDA 2023–2025
First Heritage Financial, LLC mortgage approval rates & lending data
First Heritage Financial, LLC decided 1,012 mortgage applications and funded 905 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 817 / 900 | 100% | $195K | 815 |
| Cash-out refinance | 75% | 40 / 53 | 98% | $175K | 39 |
| Investment property purchase | 88% | 29 / 33 | 100% | $155K | 29 |
First Heritage Financial, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 90% | $195K | 887 | 793 |
| New Jersey | 90% | $335K | 49 | 44 |
| Missouri | 80% | $215K | 30 | 23 |
| Delaware | 95% | $315K | 22 | 21 |
| Florida | 100% | $185K | 6 | 6 |
| Maryland | 100% | $255K | 4 | 4 |
| South Carolina | 100% | $225K | 4 | 4 |
| Virginia | 100% | $375K | 3 | 3 |
| Illinois | 100% | $165K | 2 | 2 |
| North Carolina | 100% | $285K | 2 | 2 |
| Georgia | 100% | $175K | 1 | 1 |
| New York | 100% | $285K | 1 | 1 |
| Ohio | 100% | $125K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.