Lender profile · HMDA 2023–2025
FIRST FLORIDA Credit Union mortgage approval rates & lending data
FIRST FLORIDA Credit Union decided 449 mortgage applications and funded 311 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 102 / 113 | 97% | $265K | 99 |
| Home improvement loans | 62% | 75 / 121 | 97% | $75K | 73 |
| Cash-out refinance | 68% | 113 / 167 | 96% | $125K | 108 |
| Refinance | 62% | 16 / 26 | 88% | $95K | 14 |
FIRST FLORIDA Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 72% | $125K | 436 | 301 |
| Georgia | 50% | $155K | 4 | 2 |
| North Carolina | 100% | $185K | 3 | 3 |
| South Carolina | 100% | $285K | 3 | 3 |
| Texas | 50% | $245K | 2 | 1 |
| Ohio | 100% | $1.30M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.