Lender profile · HMDA 2023–2025
First Community Mortgage, Inc. mortgage approval rates & lending data
First Community Mortgage, Inc. decided 21,097 mortgage applications and funded 18,229 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 15,725 / 16,701 | 93% | $275K | 14,688 |
| Home improvement loans | 90% | 26 / 29 | 88% | $165K | 23 |
| Cash-out refinance | 87% | 1,269 / 1,459 | 91% | $215K | 1,149 |
| Refinance | 91% | 1,070 / 1,171 | 90% | $295K | 964 |
| Investment property purchase | 92% | 1,110 / 1,204 | 92% | $205K | 1,018 |
| Investment cash-out refinance | 81% | 281 / 345 | 88% | $165K | 247 |
| Investment refinance | 86% | 153 / 177 | 86% | $185K | 131 |
First Community Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 93% | $345K | 3,706 | 3,191 |
| Ohio | 96% | $245K | 3,087 | 2,741 |
| Michigan | 95% | $225K | 1,860 | 1,675 |
| Florida | 89% | $315K | 1,730 | 1,404 |
| Georgia | 93% | $325K | 1,396 | 1,205 |
| Indiana | 94% | $235K | 1,170 | 1,016 |
| Alabama | 93% | $255K | 897 | 762 |
| Pennsylvania | 96% | $245K | 861 | 780 |
| Virginia | 94% | $335K | 797 | 707 |
| North Carolina | 90% | $315K | 635 | 519 |
| Texas | 90% | $325K | 535 | 433 |
| Massachusetts | 95% | $465K | 498 | 446 |
| Louisiana | 93% | $215K | 455 | 388 |
| California | 90% | $425K | 412 | 330 |
| Illinois | 94% | $335K | 407 | 357 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.