Lender profile · HMDA 2023–2025
First Central Savings Bank mortgage approval rates & lending data
First Central Savings Bank decided 1,239 mortgage applications and funded 1,221 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 633 / 637 | 100% | $605K | 630 |
| Cash-out refinance | 100% | 45 / 45 | 100% | $585K | 45 |
| Investment property purchase | 98% | 457 / 464 | 100% | $665K | 456 |
| Investment cash-out refinance | 100% | 57 / 57 | 96% | $685K | 55 |
First Central Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 99% | $605K | 1,077 | 1,063 |
| Florida | 100% | $425K | 57 | 57 |
| New Jersey | 97% | $415K | 34 | 33 |
| Pennsylvania | 100% | $195K | 13 | 13 |
| Texas | 100% | $265K | 7 | 7 |
| Delaware | 100% | $365K | 6 | 6 |
| Connecticut | 80% | $235K | 5 | 4 |
| Ohio | 100% | $275K | 4 | 4 |
| Maine | 33% | $295K | 3 | 1 |
| North Carolina | 100% | $455K | 3 | 3 |
| Oklahoma | 100% | $275K | 3 | 3 |
| Colorado | 100% | $485K | 2 | 2 |
| Kentucky | 100% | $255K | 2 | 2 |
| Maryland | 100% | $385K | 2 | 2 |
| Massachusetts | 100% | $335K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.