Lender profile · HMDA 2023–2025
Financial Resources Federal Credit Union mortgage approval rates & lending data
Financial Resources Federal Credit Union decided 432 mortgage applications and funded 366 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 205 / 216 | 100% | $475K | 205 |
| Home improvement loans | 61% | 61 / 100 | 98% | $55K | 60 |
| Refinance | 86% | 72 / 84 | 100% | $395K | 72 |
Financial Resources Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 82% | $475K | 286 | 233 |
| Pennsylvania | 89% | $425K | 47 | 42 |
| North Carolina | 93% | $555K | 28 | 26 |
| California | 83% | $705K | 12 | 10 |
| Florida | 100% | $225K | 11 | 11 |
| South Carolina | 100% | $545K | 10 | 10 |
| New York | 83% | $45K | 6 | 5 |
| Delaware | 100% | $485K | 5 | 5 |
| Georgia | 75% | $495K | 4 | 3 |
| Nevada | 75% | $475K | 4 | 3 |
| Virginia | 100% | $665K | 4 | 4 |
| Massachusetts | 100% | $425K | 3 | 3 |
| New Mexico | 50% | $15K | 2 | 1 |
| Tennessee | 100% | $215K | 2 | 2 |
| Arkansas | 100% | $375K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.