Lender profile · HMDA 2023–2025
Farmers Bank & Trust mortgage approval rates & lending data
Farmers Bank & Trust decided 3,126 mortgage applications and funded 2,684 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 1,367 / 1,465 | 96% | $485K | 1,315 |
| Cash-out refinance | 74% | 331 / 447 | 89% | $295K | 296 |
| Refinance | 95% | 631 / 666 | 94% | $545K | 590 |
| Investment property purchase | 93% | 363 / 390 | 97% | $395K | 351 |
| Investment cash-out refinance | 76% | 38 / 50 | 92% | $325K | 35 |
| Investment refinance | 93% | 99 / 107 | 97% | $375K | 96 |
Farmers Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 92% | $505K | 298 | 265 |
| California | 89% | $655K | 274 | 224 |
| Florida | 88% | $465K | 258 | 212 |
| Kansas | 93% | $415K | 160 | 144 |
| Washington | 94% | $675K | 145 | 129 |
| New York | 85% | $605K | 143 | 105 |
| Missouri | 92% | $375K | 138 | 124 |
| Illinois | 87% | $485K | 135 | 114 |
| North Carolina | 91% | $485K | 129 | 112 |
| Colorado | 97% | $535K | 118 | 111 |
| Arizona | 93% | $475K | 94 | 82 |
| New Jersey | 84% | $525K | 92 | 72 |
| Massachusetts | 83% | $585K | 84 | 68 |
| Pennsylvania | 94% | $485K | 77 | 65 |
| Virginia | 92% | $605K | 75 | 67 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.