Lender profile · HMDA 2023–2025
F&M Bank (Tennessee) mortgage approval rates & lending data
F&M Bank (Tennessee) decided 1,246 mortgage applications and funded 1,043 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 431 / 466 | 97% | $305K | 417 |
| Home improvement loans | 81% | 64 / 79 | 97% | $105K | 62 |
| Refinance | 87% | 299 / 342 | 95% | $195K | 283 |
| Investment property purchase | 90% | 213 / 237 | 88% | $205K | 188 |
| Investment refinance | 81% | 59 / 73 | 93% | $195K | 55 |
| Investment home improvement | 86% | 24 / 28 | 96% | $125K | 23 |
F&M Bank (Tennessee) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 89% | $205K | 1,225 | 1,026 |
| Kentucky | 60% | $235K | 5 | 3 |
| Florida | 75% | $335K | 4 | 3 |
| Georgia | 100% | $265K | 3 | 3 |
| North Carolina | 100% | $345K | 3 | 3 |
| Texas | 67% | $205K | 3 | 2 |
| Michigan | 100% | $235K | 2 | 2 |
| Montana | 100% | $175K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.