Lender profile · HMDA 2023–2025
Everence Federal Credit Union mortgage approval rates & lending data
Everence Federal Credit Union decided 386 mortgage applications and funded 303 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 104 / 120 | 100% | $165K | 104 |
| Cash-out refinance | 67% | 69 / 103 | 100% | $215K | 69 |
| Refinance | 70% | 67 / 96 | 97% | $155K | 65 |
| Investment property purchase | 97% | 31 / 32 | 100% | $285K | 31 |
Everence Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 79% | $165K | 169 | 132 |
| Indiana | 92% | $165K | 78 | 72 |
| Florida | 80% | $285K | 75 | 60 |
| Ohio | 72% | $155K | 29 | 21 |
| Illinois | 50% | $155K | 10 | 5 |
| California | 43% | $165K | 7 | 3 |
| Colorado | 33% | $435K | 3 | 1 |
| Virginia | 100% | $25K | 3 | 3 |
| Delaware | 100% | $185K | 2 | 2 |
| Georgia | 0% | — | 1 | 0 |
| Iowa | 100% | $125K | 1 | 1 |
| Michigan | 0% | — | 1 | 0 |
| New Jersey | 0% | — | 1 | 0 |
| New York | 0% | — | 1 | 0 |
| North Carolina | 100% | $265K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.