Lender profile · HMDA 2023–2025
Directions Equity, LLC mortgage approval rates & lending data
Directions Equity, LLC decided 3,774 mortgage applications and funded 3,478 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 3,322 / 3,411 | 95% | $285K | 3,152 |
| Cash-out refinance | 93% | 26 / 28 | 96% | $245K | 25 |
| Refinance | 97% | 154 / 159 | 94% | $315K | 144 |
| Investment property purchase | 97% | 148 / 153 | 95% | $235K | 140 |
Directions Equity, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 97% | $285K | 3,559 | 3,280 |
| California | 99% | $385K | 86 | 82 |
| New Mexico | 100% | $345K | 50 | 47 |
| Tennessee | 97% | $225K | 33 | 31 |
| Mississippi | 93% | $305K | 14 | 13 |
| Florida | 100% | $445K | 8 | 5 |
| Alabama | 100% | $175K | 7 | 7 |
| North Carolina | 100% | $245K | 7 | 4 |
| Arkansas | 100% | $155K | 2 | 2 |
| Oklahoma | 100% | $315K | 2 | 2 |
| South Carolina | 100% | $485K | 2 | 2 |
| Arizona | 100% | $455K | 1 | 1 |
| Georgia | 100% | $335K | 1 | 1 |
| Maryland | 100% | $515K | 1 | 1 |
| Virginia | 100% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.