Lender profile · HMDA 2023–2025
Credence Funding Corporation mortgage approval rates & lending data
Credence Funding Corporation decided 567 mortgage applications and funded 563 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 49 / 50 | 100% | $335K | 49 |
| Refinance | 100% | 494 / 495 | 100% | $305K | 494 |
Credence Funding Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 100% | $335K | 70 | 70 |
| Maryland | 98% | $335K | 63 | 62 |
| Florida | 98% | $295K | 51 | 50 |
| Georgia | 98% | $335K | 43 | 42 |
| North Carolina | 100% | $305K | 40 | 40 |
| Indiana | 100% | $275K | 31 | 31 |
| Washington | 100% | $465K | 29 | 29 |
| Illinois | 100% | $285K | 25 | 25 |
| Virginia | 100% | $335K | 25 | 25 |
| Oklahoma | 100% | $265K | 22 | 22 |
| Pennsylvania | 100% | $225K | 21 | 21 |
| Michigan | 100% | $235K | 19 | 19 |
| Alabama | 100% | $285K | 18 | 18 |
| Ohio | 100% | $275K | 17 | 17 |
| Arizona | 100% | $305K | 16 | 16 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.