Lender profile · HMDA 2023–2025
County National Bank mortgage approval rates & lending data
County National Bank decided 410 mortgage applications and funded 359 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 198 / 216 | 99% | $185K | 197 |
| Cash-out refinance | 72% | 38 / 53 | 100% | $155K | 38 |
| Refinance | 62% | 16 / 26 | 100% | $175K | 16 |
| Investment property purchase | 96% | 81 / 84 | 99% | $145K | 80 |
County National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 88% | $185K | 392 | 342 |
| Ohio | 86% | $245K | 7 | 6 |
| Florida | 100% | $1.50M | 4 | 4 |
| Indiana | 100% | $145K | 2 | 2 |
| Alaska | 100% | $365K | 1 | 1 |
| Illinois | 100% | $295K | 1 | 1 |
| North Carolina | 100% | $385K | 1 | 1 |
| Pennsylvania | 100% | $185K | 1 | 1 |
| South Carolina | 100% | $1M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.