Lender profile · HMDA 2023–2025
Consumer Real Estate Finance Co. mortgage approval rates & lending data
Consumer Real Estate Finance Co. decided 2,458 mortgage applications and funded 1,680 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 69% | 1,544 / 2,248 | 100% | $205K | 1,544 |
| Cash-out refinance | 61% | 25 / 41 | 100% | $235K | 25 |
| Refinance | 56% | 25 / 45 | 100% | $275K | 25 |
| Investment property purchase | 71% | 73 / 103 | 100% | $185K | 73 |
Consumer Real Estate Finance Co. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 76% | $265K | 403 | 308 |
| Florida | 65% | $295K | 298 | 195 |
| Ohio | 70% | $165K | 239 | 167 |
| Pennsylvania | 67% | $145K | 213 | 143 |
| Wisconsin | 83% | $245K | 184 | 152 |
| Texas | 60% | $225K | 131 | 79 |
| Michigan | 65% | $145K | 119 | 77 |
| Indiana | 60% | $185K | 90 | 54 |
| South Carolina | 66% | $195K | 88 | 58 |
| Alabama | 61% | $175K | 76 | 46 |
| Georgia | 60% | $225K | 70 | 42 |
| North Carolina | 61% | $225K | 70 | 43 |
| Missouri | 72% | $165K | 61 | 44 |
| Maryland | 67% | $185K | 58 | 39 |
| Minnesota | 83% | $285K | 46 | 38 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.