Lender profile · HMDA 2023–2025
Community First Credit Union of Flo mortgage approval rates & lending data
Community First Credit Union of Flo decided 3,073 mortgage applications and funded 2,305 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 528 / 652 | 100% | $305K | 526 |
| Home improvement loans | 76% | 788 / 1,040 | 100% | $65K | 787 |
| Cash-out refinance | 78% | 764 / 983 | 100% | $105K | 763 |
| Refinance | 61% | 180 / 293 | 99% | $105K | 179 |
| Investment property purchase | 70% | 35 / 50 | 97% | $175K | 34 |
| Investment cash-out refinance | 39% | 11 / 28 | 100% | $175K | 11 |
Community First Credit Union of Flo lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 75% | $105K | 3,037 | 2,279 |
| Georgia | 88% | $305K | 8 | 7 |
| South Carolina | 40% | $265K | 5 | 2 |
| North Carolina | 75% | $205K | 4 | 3 |
| Pennsylvania | 75% | $125K | 4 | 3 |
| Ohio | 100% | $125K | 3 | 3 |
| Arkansas | 50% | $105K | 2 | 1 |
| Michigan | 100% | $265K | 2 | 2 |
| New Jersey | 0% | — | 2 | 0 |
| Tennessee | 100% | $355K | 2 | 2 |
| Arizona | 100% | $645K | 1 | 1 |
| Colorado | 100% | $525K | 1 | 1 |
| Delaware | 100% | $325K | 1 | 1 |
| Indiana | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.