Lender profile · HMDA 2023–2025
Commonwealth One mortgage approval rates & lending data
Commonwealth One decided 331 mortgage applications and funded 222 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 60 / 68 | 98% | $355K | 59 |
| Home improvement loans | 66% | 107 / 162 | 85% | $75K | 91 |
| Refinance | 79% | 44 / 56 | 93% | $135K | 41 |
Commonwealth One lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 77% | $135K | 167 | 117 |
| Maryland | 67% | $75K | 110 | 67 |
| District of Columbia | 77% | $145K | 26 | 17 |
| North Carolina | 90% | $175K | 10 | 8 |
| Florida | 100% | $305K | 4 | 4 |
| West Virginia | 50% | $95K | 4 | 2 |
| Pennsylvania | 67% | $235K | 3 | 2 |
| Kentucky | 100% | $55K | 2 | 1 |
| Tennessee | 50% | $145K | 2 | 1 |
| Georgia | 100% | $215K | 1 | 1 |
| Massachusetts | 100% | $495K | 1 | 1 |
| New Jersey | 100% | $435K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.