Lender profile · HMDA 2023–2025
City National Bank mortgage approval rates & lending data
City National Bank decided 7,081 mortgage applications and funded 5,518 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 3,352 / 3,961 | 99% | $685K | 3,319 |
| Home improvement loans | 67% | 496 / 743 | 98% | $405K | 484 |
| Cash-out refinance | 63% | 465 / 739 | 99% | $895K | 459 |
| Refinance | 79% | 767 / 977 | 98% | $1M | 753 |
| Investment property purchase | 84% | 373 / 445 | 99% | $1.08M | 370 |
| Investment cash-out refinance | 43% | 25 / 58 | 100% | $865K | 25 |
| Investment refinance | 78% | 59 / 76 | 100% | $945K | 59 |
| Investment home improvement | 62% | 51 / 82 | 96% | $865K | 49 |
City National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 78% | $685K | 5,344 | 4,114 |
| New York | 74% | $815K | 377 | 274 |
| Washington | 96% | $1.20M | 211 | 203 |
| Florida | 72% | $1.34M | 165 | 116 |
| Tennessee | 86% | $1M | 154 | 133 |
| New Jersey | 75% | $835K | 92 | 68 |
| Nevada | 71% | $845K | 79 | 53 |
| Texas | 85% | $1.14M | 79 | 67 |
| Arizona | 85% | $1M | 59 | 49 |
| Colorado | 79% | $1.50M | 58 | 45 |
| Georgia | 76% | $2.85M | 38 | 28 |
| Massachusetts | 89% | $1.02M | 36 | 32 |
| North Carolina | 94% | $715K | 34 | 31 |
| District of Columbia | 97% | $1.16M | 31 | 30 |
| Connecticut | 83% | $995K | 30 | 24 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.