Lender profile · HMDA 2023–2025
Citizens and Farmers Bank mortgage approval rates & lending data
Citizens and Farmers Bank decided 748 mortgage applications and funded 512 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 57 / 74 | 88% | $255K | 50 |
| Home improvement loans | 71% | 275 / 389 | 98% | $85K | 270 |
| Refinance | 70% | 150 / 214 | 100% | $125K | 150 |
| Investment property purchase | 77% | 30 / 39 | 87% | $195K | 26 |
Citizens and Farmers Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 70% | $85K | 741 | 506 |
| North Carolina | 100% | $115K | 5 | 5 |
| District of Columbia | 100% | $1.16M | 1 | 1 |
| Georgia | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.