Lender profile · HMDA 2023–2025
Chartway Federal Credit Union mortgage approval rates & lending data
Chartway Federal Credit Union decided 2,833 mortgage applications and funded 1,833 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 332 / 376 | 99% | $425K | 328 |
| Home improvement loans | 66% | 930 / 1,411 | 92% | $65K | 859 |
| Cash-out refinance | 71% | 29 / 41 | 100% | $195K | 29 |
| Refinance | 68% | 648 / 950 | 92% | $95K | 594 |
Chartway Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 72% | $65K | 1,491 | 990 |
| Utah | 70% | $165K | 1,019 | 678 |
| Texas | 51% | $65K | 185 | 86 |
| North Carolina | 75% | $115K | 24 | 18 |
| Florida | 67% | $55K | 21 | 14 |
| Georgia | 67% | $55K | 15 | 10 |
| Arizona | 55% | $225K | 11 | 6 |
| Ohio | 75% | $25K | 8 | 5 |
| Pennsylvania | 50% | $25K | 8 | 4 |
| California | 29% | $35K | 7 | 2 |
| District of Columbia | 40% | $815K | 5 | 1 |
| Maryland | 60% | $75K | 5 | 3 |
| New Jersey | 60% | $45K | 5 | 3 |
| Colorado | 100% | $65K | 4 | 4 |
| Connecticut | 0% | — | 3 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.