Lender profile · HMDA 2023–2025
Cfsbank mortgage approval rates & lending data
Cfsbank decided 675 mortgage applications and funded 584 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 399 / 440 | 97% | $285K | 389 |
| Home improvement loans | 82% | 82 / 100 | 95% | $55K | 78 |
| Refinance | 87% | 79 / 91 | 97% | $85K | 77 |
| Investment property purchase | 91% | 29 / 32 | 100% | $195K | 29 |
Cfsbank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 89% | $285K | 666 | 577 |
| Florida | 50% | $215K | 2 | 1 |
| Ohio | 100% | $75K | 2 | 2 |
| Illinois | 100% | $575K | 1 | 1 |
| Maryland | 100% | $605K | 1 | 1 |
| New Jersey | 100% | $505K | 1 | 1 |
| North Carolina | 100% | $595K | 1 | 1 |
| Tennessee | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.