Lender profile · HMDA 2023–2025
CapStar Bank mortgage approval rates & lending data
CapStar Bank decided 631 mortgage applications and funded 581 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 401 / 415 | 99% | $405K | 398 |
| Home improvement loans | 81% | 35 / 43 | 100% | $155K | 35 |
| Cash-out refinance | 76% | 42 / 55 | 100% | $195K | 42 |
| Refinance | 93% | 39 / 42 | 97% | $345K | 38 |
| Investment property purchase | 95% | 56 / 59 | 98% | $305K | 55 |
CapStar Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 93% | $405K | 584 | 538 |
| Florida | 93% | $265K | 14 | 12 |
| Alabama | 100% | $175K | 7 | 7 |
| North Carolina | 83% | $485K | 6 | 5 |
| Georgia | 80% | $315K | 5 | 4 |
| Texas | 100% | $655K | 4 | 4 |
| Indiana | 100% | $285K | 2 | 2 |
| Kentucky | 100% | $65K | 2 | 2 |
| Missouri | 100% | $575K | 2 | 2 |
| Arizona | 100% | $655K | 1 | 1 |
| Maryland | 100% | $425K | 1 | 1 |
| Michigan | 100% | $415K | 1 | 1 |
| Oklahoma | 100% | $385K | 1 | 1 |
| South Carolina | 100% | $385K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.