Lender profile · HMDA 2023–2025
Capital City Home Loans, LLC mortgage approval rates & lending data
Capital City Home Loans, LLC decided 3,361 mortgage applications and funded 3,091 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 2,452 / 2,603 | 100% | $375K | 2,443 |
| Home improvement loans | 86% | 24 / 28 | 100% | $135K | 24 |
| Cash-out refinance | 78% | 134 / 171 | 100% | $255K | 134 |
| Refinance | 88% | 146 / 166 | 100% | $295K | 146 |
| Investment property purchase | 91% | 316 / 347 | 99% | $335K | 313 |
| Investment cash-out refinance | 75% | 21 / 28 | 100% | $195K | 21 |
Capital City Home Loans, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 94% | $415K | 1,679 | 1,568 |
| Florida | 90% | $295K | 1,199 | 1,078 |
| Tennessee | 95% | $505K | 219 | 207 |
| North Carolina | 88% | $325K | 117 | 103 |
| South Carolina | 94% | $605K | 85 | 80 |
| Alabama | 88% | $405K | 49 | 42 |
| Virginia | 100% | $425K | 9 | 9 |
| Mississippi | 100% | $295K | 3 | 3 |
| Maryland | 100% | $335K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.